For college students, a credit card can be a great way to build their credit score and manage their finances. But with so many options on the market, it can be hard to know which one is the best fit for you.
That’s why we’ve compiled this list of the best credit cards for students in the US as of January 2023. We’ll cover everything from rewards programs, to interest rates, to fees and more.
So if you’re looking for a way to get started on your financial journey, read on to learn more about the best credit cards for students in January 2023!
Best Credit Card
1. When it comes to finding the best credit card for students, there are a few things you need to take into account. The first is what type of student you are: full-time or part-time.
If you’re a full-time student, you’ll likely have a higher income and more expenses than a part-time student, so you’ll need a card that has a higher credit limit and lower interest rates.
There are also different cards for different purposes. Some cards offer cash back or points for every purchase, which can be useful if you’re trying to save money on everyday expenses.
Others offer special perks like 0% APR for a certain period of time, which can help you save on interest if you need to make a large purchase or consolidate debt.
To find the best credit card for your needs, compare offers from several different issuers and read the terms and conditions carefully before applying. Once you’ve found the right card, use it responsibly by paying your bill on time and in full each month to avoid interest charges and late fees.
Credit Card for Students
Picking the best credit card for students can be tricky. There are a lot of things to consider like annual fees, interest rates, and rewards programs. But don’t worry, we’ve got you covered.
We’ve scoured the internet and found the best credit cards for students in the USA. So whether you’re looking for a card with no annual fee or one that offers great rewards, we’ve got you covered.
Here are the best credit cards for students in the USA:
1. Discover it® Student Cash Back: This is our top pick for the best credit card for students. It offers 5% cash back on categories that rotate each quarter (up to $1,500 per quarter), 1% cash back on all other purchases, and no annual fee. Plus, there’s no foreign transaction fee so it’s a great option if you plan on studying abroad.
2. Citi® Double Cash Card: This is a great option if you’re looking for a simple cash back card. It offers 1% cash back on all purchases and another 1% when you pay off your bill – that’s effectively 2% cash back on everything! There’s also no annual fee which makes it a great choice for students.
3. Chase Freedom® Student: This is another solid cash back option for students with a few extra perks thrown in. You’ll earn 5% cash back on up to $